Payment method declined - Apple Community (2024)

Does Apple not use visa gift cards anymore as valid payment?

No, but you can add your Vanilla Visa debit card to Apple Wallet and use to Make purchases and Make contactless payments.

See the following Apple articles:

Set up Apple Pay in Wallet on iPhone

Set up Apple Pay in Wallet on iPhone – Apple Support (UK)

Make purchases using Apple Pay

Make purchases using Apple Pay - Apple Support

Make contactless payments using Apple Pay on iPhone

Use Apple Pay for contactless payments on iPhone – Apple Support (UK)

You can't use your Vanilla Visa debit card as a payment method in App Store & iTunes Store.

You can use Apple Gift Card or App Store & iTunes gift card as a payment method in App Store & iTunes Store.

See -> How to redeem your Apple Gift Card or App Store & iTunes gift card

How to redeem your Apple Gift Card or App Store & iTunes gift card – Apple Support (UK)

When redeeming a gift card, (1) the amount will be credited to your Apple ID balance and (2) then you need to set your Apple ID balance as your default payment.

(1) See ->Check your Apple ID balance

Check your Apple ID balance – Apple Support (UK)

(2) See -> Change, add or remove Apple ID payment methods

Change, add or remove Apple ID payment methods – Apple Support (UK)

If you update your payment method or add funds to your Apple ID balance, It would take about 1 to 3 business days in order to process.

If you're still unable to update your payment method,Contact Apple Support.

Payment method declined  - Apple Community (2024)


Why does Apple keep saying my payment method was declined? ›

Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction. An incorrect card PIN has been entered at the terminal.

Why can't Apple verify my payment method? ›

The card is not recognized in your country. Insufficient balance or account in arrears. Account suspended for suspected fraud (not necessarily by you) Error in card number.

Why won t my iPhone let me download apps without a payment method? ›

Open the "Settings" app on the iPhone or iPad. Pick "iTunes & App Store" configurations, then tap the "Apple ID:" button near the top of the settings. Tap on "View Apple ID" and sign in to the Apple ID as normal. Under 'Payment Method', choose "None" -- or, rather, update the payment procedure *

Why can't I use my Apple gift card as a payment method? ›

Check to make sure that the cost of your purchase doesn't exceed your gift card/account credit. You must have a valid payment method associated with your Apple ID (apart from your gift card balance). Try consulting with the article below for more guidance.

How do I fix a declined payment method? ›

If there's a problem with one payment method you can try paying with a different one.
  1. On your Android phone or tablet, open the Google Play Store app .
  2. Go back to the item you want to buy & tap the price.
  3. Tap the current payment method.
  4. Choose a different payment method or add a new one.

Why is Apple not accepting my Visa debit card? ›

The message you're receiving should say if the card is being declined by your bank. If so, contact your bank. If it's Apple, be aware that not all debit cards are accepted in all regions. If that's the case, you might need to use a credit card, or purchase and redeem an iTunes Gift Card.

How do I install Apple apps without payment method? ›

In iOS and iPadOS:
  1. If you have an existing Apple ID account you don't want to use, log out: go to Settings > account name > Media & Purchases and tap Sign Out.
  2. Launch the App Store.
  3. Find an app you can download at no cost. ...
  4. The App Store prompts you for an Apple ID. ...
  5. When prompted for a payment method, select None.
Jul 28, 2023

How do I bypass billing verification on my iPhone? ›

Update your payment information as detailed below to stop the “Verification Required” error message on the iPhone or iPad. In the Account Settings section, tap on “Payment Information” Under 'Payment Method', choose “None” – or, alternatively, update the payment method *

How do I verify my Apple payment method? ›

To verify your payment information: Sign in to your Apple ID account page and edit / update your Apple ID details. On the Sidebar click Payment methods -> then tap Payments Methods and tap Manage payment method.

Why can't i buy anything with my Apple account? ›

"To make purchases from the App Store, iTunes Store, or Apple Books, or buy iCloud storage, you need an Apple ID and a valid payment method." "If you can't make purchases or update apps, including free apps, you need to update your payment method or add a new one.

How to bypass App Store verification? ›

The only method to bypass Verification Required in App Store is to check and pay your unpaid balance.

Why is my Iphone requiring a payment method for free apps? ›

There are a number of reasons why Apple may require a payment method even if you are attempting to download a free app from the App Store. Possible reasons for this include having an outstanding balance with the App Store, issues with the current payment method as well as any potential ongoing subscriptions.

Why is my Iphone charging me to download apps? ›

It means you don't have payment information on file with Apple. In order to download apps, you need to have payment information added to your account initially. Once it has been added, and left o. There king enough to verify, you can then change the card type to “None”.

Why is it saying payment not complete when I try to download a app? ›

Make sure your payment method is up to date.

If your billing address doesn't match your payment method, the ZIP code is incorrect, or you're trying to use an expired card, you'll see a "Payment Not Completed" error.


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